Selecting Health Insurance Plan (Steps 2 & 3)
Judge against benefits and coverage of key items, such as: preventive care, immunizations, co-payments, monthly premiums, physical exams, seeing for out-of-network providers, co-insurance rates, deductibles, etc. Further services that might want your family’s attention are as follows: fertility services, nursing care, mental health coverage and long-term care.
When in doubt or not sure about certain things, it doesn’t hurt to ask a lot of questions: Are there procedures for having emergency room treatment permitted? Is it possible to change doctors? Are referrals needed to visit a specialist? What hospitals and facilities can you use as part of the plan? Is your current provider part of this plan?
May 16 2008 | Uncategorized | No Comments »